Many states have now made it illegal for foreclosure consultants to charge a deposit or up-front fee. We have never charged a deposit or up-front fee and look forward to the day when all states make it illegal to do so.

We will immediately begin to negotiate with your lender on your behalf for a plan that will get you caught up to date. We may even be able to get them to agree to defer or waive some or all of the past due payments for a fresh start. We will know in 24-48 hours (Monday - Friday) if we are on track to a successful resolution.

You cannot afford to have anyone, including us, waste your time when the foreclosure clock is ticking. Therefore, our contract is for 48 hours.

There is nothing we do that you could not do yourself, but many homeowners are too stressed, intimidated or inexperienced to effectively negotiate with the lender.

That's where we shine.
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CAN AN ATTORNEY STOP FORECLOSURE?
Probably not. Usually an attorney will recommend bankruptcy but that will only delay the process.

If the origination, servicing or foreclosure of your mortgage has not been conducted within the rules of law, an attorney may be willing to sue for damages that will more than take care of your mortgage. Even if successful, it will be years before you see any money. See our Free Foreclosure Help Area for more information.
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CAN BANKRUPTCY STOP FORECLOSURE?
No. Bankruptcy can delay foreclosure but it will not stop it. Once the court approves the foreclosure, the clock continues from where it left off. Your home is likely to be sold before the bankruptcy case is completed. In some states, bankruptcy could actually speed up the foreclosure process. Chapter 13 could put you in a payment plan for up to five years that will get you up to date.
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WHAT'S IN THE FREE FORECLOSURE HELP AREA?
Forms and instructions for negotiating with your lender
Links to non-profit and government assistance
Definitions of foreclosure terms
Information on foreclosure scams
Case law re lender's proof of debt
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WHAT HAPPENS AFTER I CONTACT YOU?
Our representatives begin by assessing your needs. We will review the alternatives available to you to help determine the best way to save your home and your equity. We will notify you of our determination and, at that time, you may choose to accept our assistance or not.
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WHAT HAPPENS TO THE INFORMATION I GIVE YOU?
This information is kept confidential and within our organization. We do not share or sell the information to anyone. All confidential information is destroyed after 90 days.
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HOW SOON WILL I HEAR FROM YOU AFTER GIVING YOU INFORMATION ABOUT MY HOME?
We make every effort to get back to you within 12 hours.
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WHAT IF I AM BEHIND IN PAYMENTS OR GOING THROUGH FORECLOSURE?
Act Now! Don’t let it go any further. You still have options! In the vast majority of cases, you can get your house sold before a foreclosure happens. Or we can help you buy time by delaying the foreclosure date.

To proceed, you must call or email with information about your situation - say "It's Urgent". We will put you at the top of our list, since acting quickly makes the difference.
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WHAT IS THE BENEFIT OF WORKING WITH YOU?
First, we have decades of experience in the real estate industry. We have experience in real estate sales, financing, title insurance and collections. Second, we publish our address, picture and resume right on our website. You won't find any other "foreclosure assistance" firm that does even one of those things. We are real people with real experience delivering real results.

If you have us negotiate for you our fee is 1% of the balance of the mortgage(s) payable into an Escrow account until we reach a successful resolution. If there is no successful resolution, the full fee is returned to you. We offer reduced rates and payment plans in hardship situations.

We think you will be pleased to discover how professional and helpful our representatives are. Helping you save your home or get it sold is good business for us, and we are committed to meeting your needs.
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DO YOU ONLY HELP WITH HOUSES?
No matter what type of home you have, you are welcome to download the materials you need to negotiate with your lender at no charge. If you prefer to have us negotiate for you, we can help with any type home. You must, however, own the real estate on which your home is located.
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WHAT WILL THIS COST ME?
Our fee is one percent (1%) of the balance owed on your property up to a maximum of $600.

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WHAT ABOUT THOSE MONEY BACK GUARANTEES?
Read the "guarantee" carefully. Every one we've seen says something like "complete refund except for a processing fee of $xxx which cannot be refunded." That fee is anywhere from $100 to $300. In other words, they will charge you up to $300 even if they do nothing.

At Immediate Foreclosure Solutions we don't charge you anything until we successfully resolve your foreclosure. We have never even been asked to refund our fee because results are delivered before we charge a dime.
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HOW DOES THE ESCROW ACCOUNT WORK?
Our fee is one percent (1%) of the balance owed on your property upto a maximum of $600. Our fee is due and payable into an Escrow account upon signing the contract. We will withdraw the funds once we reach a successful resolution. In the event that we are unsuccessful, the fees will be returned to you immediately.

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